--- title: Individual Investor image: https://www.planforyourtomorrow.com/hubfs/PFYT,2018/investor/our-mission.jpg --- [![orange-logo.png](https://www.planforyourtomorrow.com/hs-fs/hubfs/PFYT,2018/About/orange-logo.png?width=77&height=53&name=orange-logo.png "orange-logo.png")](https://www.planforyourtomorrow.com) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. **Access** [![PFYT Planner](https://www.planforyourtomorrow.com/hs-fs/hubfs/Icons/planner_icon3.png?width=64&name=planner_icon3.png "PFYT Planner")](https://wealth.emaplan.com/ema/lpl/planforyourtomorrow) [![Orion Performance Reporting Portal](https://www.planforyourtomorrow.com/hs-fs/hubfs/Icons/Orion_Logo.png?width=62&name=Orion_Logo.png "Orion Performance Reporting Portal")](https://login.orionadvisor.com/login.html) [![Video Conference](https://www.planforyourtomorrow.com/hs-fs/hub/395206/file-1126847570-png/Social_Icons/Gotomeeting-icon.png?width=64&name=Gotomeeting-icon.png "Video Conference")](https://global.gotomeeting.com/join/734633557) [![LPL Accountview](https://www.planforyourtomorrow.com/hs-fs/hub/395206/file-1565280137-png/Social_Icons/LPL_Accountview_Icon.png?width=64&name=LPL_Accountview_Icon.png "LPL Accountview")](https://myaccountviewonline.com/AccountView/) [![Plan Sponsors](https://www.planforyourtomorrow.com/hs-fs/hubfs/Social_Icons/PLAN_VAULT_ICON.png?width=64&name=PLAN_VAULT_ICON.png "Plan Sponsors")](http://plans.fiduciarymanagement.com/planforyourtomorrow/Login) [![Schwab](https://www.planforyourtomorrow.com/hs-fs/hub/395206/file-1562947778-png/Social_Icons/Schwab_icon.png?width=64&name=Schwab_icon.png "Schwab")](https://client.schwab.com/Login/SignOn/CustomerCenterLogin.aspx) [![Fidelity](https://www.planforyourtomorrow.com/hs-fs/hub/395206/file-1565325402-png/Social_Icons/Fidelity_Icon.png?width=64&name=Fidelity_Icon.png "Fidelity")](https://login.fidelity.com/ftgw/Fas/Fidelity/RtlCust/Login/Init?AuthRedUrl=https://oltx.fidelity.com/ftgw/fbc/ofsummary/defaultPage) [![Schwab Institutional Intelligent Portfolios](https://www.planforyourtomorrow.com/hs-fs/hubfs/Ring-pie%20chart.png?width=64&name=Ring-pie%20chart.png "Schwab Institutional Intelligent Portfolios")](https://institutionalintelligent.schwab.com/) [![FACEBOOK](https://www.planforyourtomorrow.com/hs-fs/hub/395206/file-1011587836-png/Social_Icons/facebook-1.png?width=64&name=facebook-1.png "FACEBOOK")](https://www.facebook.com/Planforyourtomorrow) [![TWITTER](https://www.planforyourtomorrow.com/hs-fs/hub/395206/file-1008463084-png/Social_Icons/twitter-1.png?width=64&name=twitter-1.png "TWITTER")](http://twitter.com/ThomasRHurford) [![LINKEDIN](https://www.planforyourtomorrow.com/hs-fs/hub/395206/file-1220068289-png/Social_Icons/linkedinfinal.png?width=64&name=linkedinfinal.png "LINKEDIN")](http://www.linkedin.com/company/plan-for-your-tomorrow-inc) [![YOUTUBE](https://www.planforyourtomorrow.com/hs-fs/hub/395206/file-1008463079-png/Social_Icons/youtube_(1).png?width=64&name=youtube_(1).png "YOUTUBE")](http://www.youtube.com/user/planforyourtomorrow/) ## Comprehensive Planning We are more than investors for our clients, we guide them in defining their investment objectives and help them create financial plans. It all begins with what we call the “Critical Questions” and we use these to figure out what planning we need to do. Start with this premise—simple is better, and complexity is added only when needed. [![Get Our Financial Wellness Guide](https://no-cache.hubspot.com/cta/default/395206/3bf59426-1c16-4b24-b8a1-f0b8a887be7e.png)](https://cta-redirect.hubspot.com/cta/redirect/395206/3bf59426-1c16-4b24-b8a1-f0b8a887be7e) ## Personalized Investment Management No two clients are alike, we work with our clients to create sustainable investment plans that are suited their individual situations. Choose from a variety of custodians and strategies. Customize the investments as needed. Build something that expresses your worldview, with our help. Our clients are free to choose how they work with us, how involved they are (or we are) in investment decisions, and how detailed the planning process is. [![Take a short risk assessment](https://no-cache.hubspot.com/cta/default/395206/e5dd7b8c-6b19-43b2-a51c-1a98ff5652a6.png)](https://cta-redirect.hubspot.com/cta/redirect/395206/e5dd7b8c-6b19-43b2-a51c-1a98ff5652a6) ## Access at your Fingertips We provide constant access to financial planning reports, investment reviews, account performance, videoconferencing, Transaction reports, account statements, and commentary. All of our resources are available via computer and mobile devices, for 24-hour convenience. [![Let's Get Personal](https://no-cache.hubspot.com/cta/default/395206/9de0adb8-861d-4e78-8c7e-c5ae4a696c6a.png)](https://cta-redirect.hubspot.com/cta/redirect/395206/9de0adb8-861d-4e78-8c7e-c5ae4a696c6a) ## Personal Attention Culture is what drives any enterprise. We think that the art of service is lost, and we are bringing it back into style. We don't dictate, we ask questions. We try to look deeper than the surface issues, and try to find creative strategies for the many financial challenges the world can offer. There isn't always a single answer, often there are many variables to work with, and we pride ourselves on examining as many as we can uncover. [![Get Our Financial Wellness Guide](https://no-cache.hubspot.com/cta/default/395206/3bf59426-1c16-4b24-b8a1-f0b8a887be7e.png)](https://cta-redirect.hubspot.com/cta/redirect/395206/3bf59426-1c16-4b24-b8a1-f0b8a887be7e) ## Educators as Well as Investors We begin with an in-depth discussion about your attitudes, biases, vision about the future and your priorities. We dedicate whatever time is required to make sure our clients learn about investing and about the planning options available. [![Get Our Financial Wellness Guide](https://no-cache.hubspot.com/cta/default/395206/3bf59426-1c16-4b24-b8a1-f0b8a887be7e.png)](https://cta-redirect.hubspot.com/cta/redirect/395206/3bf59426-1c16-4b24-b8a1-f0b8a887be7e) ### our approach ## How We Help After hours availability, video conferences for ease of access, web-based access to performance and planning  for full transparency.  In short, we do whatever we can to make our clients lives easier. [![Read More](https://no-cache.hubspot.com/cta/default/395206/9133f03c-f7ca-4890-9883-5766d7ba5c93.png)](https://cta-redirect.hubspot.com/cta/redirect/395206/9133f03c-f7ca-4890-9883-5766d7ba5c93) ![desktop-image.png](https://www.planforyourtomorrow.com/hs-fs/hubfs/PFYT,2018/investor/desktop-image.png?width=765&name=desktop-image.png "desktop-image.png") ## How We Work We use our proprietary process to help our clients meet their challenges.  We are nimble and responsive, and use a long term investment and planning approach. - **Design** Strategic Approach - **Assess** Collaborative Process - **Track** Sophisticated Tools - **Educate** Individualized Relationships - **Systematize** Practical Proposals & Transparent Practices [![Read More](https://no-cache.hubspot.com/cta/default/395206/c8a2aa57-edc7-4131-9a49-eefa69bf1456.png)](https://cta-redirect.hubspot.com/cta/redirect/395206/c8a2aa57-edc7-4131-9a49-eefa69bf1456) ## Our Blog: Article ### [Labor Day, Fishing and Investing, Life Lessons](https://www.planforyourtomorrow.com/the-view-from-here/labor-day-fishing-and-investing-life-lessons) [Read Article ** ](https://www.planforyourtomorrow.com/the-view-from-here/labor-day-fishing-and-investing-life-lessons) Article ### [The Performance Reporting Video Demo is out...(Finally!)](https://www.planforyourtomorrow.com/the-view-from-here/the-performance-reporting-video-demo-is-out...finally) [Read Article ** ](https://www.planforyourtomorrow.com/the-view-from-here/the-performance-reporting-video-demo-is-out...finally) Article ### [Surprising ways in which a performance reporting system improves the mutual understanding of investment accountability.](https://www.planforyourtomorrow.com/the-view-from-here/surprising-ways-in-which-a-performance-reporting-system-improves-the-mutual-understanding-of-investment-accountability) [Read Article ** ](https://www.planforyourtomorrow.com/the-view-from-here/surprising-ways-in-which-a-performance-reporting-system-improves-the-mutual-understanding-of-investment-accountability) ### Find Us: - [** Facebook](https://www.facebook.com/Planforyourtomorrow) - [** Twitter](https://twitter.com/ThomasRHurford) - [** Linkedin](https://www.linkedin.com/company/plan-for-your-tomorrow-inc/) - [** Youtube](https://www.youtube.com/user/planforyourtomorrow/) Check the background on these investment professionals on [FINRA’S BrokerCheck](https://brokercheck.finra.org/) ![our-mission.jpg](https://www.planforyourtomorrow.com/hs-fs/hubfs/PFYT,2018/investor/our-mission.jpg?width=383&name=our-mission.jpg "our-mission.jpg") ### Our Mission ## Financial advice is only the beginning. **Plan for your Tomorrow is a boutique financial planning firm, serving clients from Boston to Los Angeles. We value objective, long-term solutions.** We prize intellectual curiosity and creative problem solving. We are focused on transparency. We offer personal attention without being intrusive, and we steadfastly put our clients first, no matter what they need from us. This is why we remind our clients that... [![Financial advice is only the beginning](https://no-cache.hubspot.com/cta/default/395206/1a430342-8359-4a38-a633-2ce1aece6c0f.png)](https://cta-redirect.hubspot.com/cta/redirect/395206/1a430342-8359-4a38-a633-2ce1aece6c0f) © 2018 Plan For Your Tomorrow, Inc Securities and Retirement Plan Consulting Program advisory services offered through LPL Financial,a Registered Investment Advisor, Member [FINRA](http://www.finra.org/)/[SIPC](https://www.sipc.org/). Other advisory services offered through Stratos Wealth Partners, Ltd. a registered investment advisor. Plan For Your Tomorrow Inc and Stratos Wealth Partners, Ltd. are separate entities from LPL Financial. Chartered Retirement Plan Consultant designations are conferred by the College For Financial Planning The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: FL, IN, MA, NJ, OH, TX, VA. CA insurance License #0L67490 [LPL Form CRS](http://LPL.com/CRS) [Stratos Wealth Partners Form CRS](https://www.stratoswealthpartners.com/_files/ugd/022529_1986b24e4fc148379fcb3270c1365706.pdf)